Descripción de la oferta
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
The Bankruptcies & Hardships team (B & H) is a newly formed engineering group responsible for building affirm’s core servicing platforms that support customers during critical financial moments. The team owns backend services and pipelines that orchestrate bankruptcy workflows and power compliant, reliable hardship support at scale. Engineers on this team work on distributed systems, event‑driven pipelines, and high‑availability services with a strong emphasis on correctness, auditability, and operational excellence. You’ll collaborate closely with product, compliance, and other platform teams while helping shape foundational systems in a greenfield environment. This is a high‑impact opportunity to apply deep backend expertise in Python and Kotlin to systems that matter to both customers and the business.
What You’ll Do
Set technical strategy for your team on a year‑long time scale, and help tie it together with critical, business‑impacting projects.
Collaborate across teams in the product development lifecycle by working with product management, design & analytics to ensure technical sustainability, risks and trade‑offs are well understood and managed.
Act as a force‑multiplier for your team through the definition and advocacy of technical solutions and operational processes.
Own your team’s operations and availability by ensuring the right monitoring, triage rotations, playbooks, policies, testing and alerting are in place to support “keep the lights on” & on‑call efforts.
Foster a culture of quality and ownership by setting code‑review and design standards for your team, and advocating for them beyond your team through writing and tech talks.
Help develop talent on your team by providing feedback and guidance, and leading by example.
On‑Call Rotation – There would be an on‑call rotation for this role as a requirement.
What We Look For
8+ years of experience as a software engineer.
Proficiency in designing, developing and launching backend systems at scale using Python, Kotlin, AWS, MySQL, and Kubernetes.
Proficiency in developing web apps using declarative UI frameworks such as React or Vue.
Experience delivering major features, system components or deprecating existing functionality with a technical and execution plan; code is high quality, clear, and easily understood by others.
Comfortable navigating ambiguity and moving from low‑level language to large‑system architecture.
Strong growth and impact trajectory, gathering and iterating on feedback from peers.
Excellent verbal and written communication skills that support effective collaboration with a global engineering team.
Compensation & Benefits
Base Pay Grade – P
Equity Grade – 6
Employees new to affirm typically start at the beginning of the pay range. affirm focuses on a transparent pay structure based on location, experience and job‑related skills.
Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). Employees may be eligible for equity rewards offered by affirm holdings, Inc.
ESP base pay range per year: €101,000 – €131,000
Additional benefits include:
Flexible Spending Wallets for tech, food and lifestyle
Away Days – wellness days to take off work and recharge
Learning & Development programs
Parental benefit
Employee Resource & Community Groups
We can offer visa sponsorship for this role, but require the person to be based in Spain.
Location – Remote Spain
affirm is proud to be a remote‑first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned office. A limited number of roles remain office‑based due to the nature of their responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage – affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets – generous stipends for spending on technology, food, lifestyle needs and family‑forming expenses
Time off – competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP – an employee stock purchase plan allowing you to buy shares of affirm at a discount
We believe it’s on us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
For U.S. positions that could be performed in Los Angeles or San Francisco, pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, affirm will consider qualified applicants with arrest and conviction records.
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